Frequently Asked Questions

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Once we receive your application, we will review it and be in touch with any clarifying questions. From there, we will determine your eligibility and how much you qualify for. Once you are approved for the homebuyer assistance program and you go through with your home purchase, a credit will be added onto your Closing Disclosure for your home purchase.

No, we are able to offer this homebuyer assistance to a wide variety of homebuyers. 

No, we do not have an income limit or income cap for our homebuyer assistance program.

You will need to be able to qualify for a mortgage. Each loan program has different minimum credit scores. Typically we would need at least a 620 credit score, but reach out and we can see how we can help. 

Yes, self-employed borrowers can be eligible for this homebuyer assistance program.

Currently, we are able to offer this homebuyer assistance program in Alaska, Arizona, California, Colorado, Florida, Idaho, New Mexico, Oregon, Texas and Utah. Check back for more states to be added.

This homebuyer assistance program is specifically for homeownership assistance and is not available for rental deposits. 

No, we are able to off this homebuyer assistance program on a wide variety  of loan programs.

While this homebuyer assistance program cannot be paired with other down payment assistance programs, we’ll walk through every available option with you to ensure you’re set up with the best possible outcome. 

Yes, we are able to apply this homebuyer assistance program to both closing costs and down payment.

Absolutely! 

This homebuyer assistance program can be used on a wide range of property types, provided the property qualifies for residential financing. 

Good news—there’s no cap on the purchase price for this homebuyer assistance program. 

No, there are no liens placed on your property.

 This is a true homebuyer assistance program where there is no repayment, ever. 

Nothing! We just request that you make at least 6 subsequent payments on the loan.

No, there are no additional fees or costs for this homebuyer assistance program. 

This homebuyer assistance program is not tied to a specific funding source, so there is currently no set limit. 

You can either click on one of the pages from the home screen, or you can use this link - Click Here to Apply

The funds will be applied as a credit on your loan Closing Disclosure.

Approval is typically within 24 hours of our team reaching out and reviewing your application.

This homebuyer assistance program can help you buy now instead of later—without draining your savings. That means you can keep cash on hand for unexpected expenses, home improvements, or simply greater financial security. 

Yes, student loan debt doesn't automatically disqualify you. 

Yes, we are able to stack the homebuyer assistance program along with gift funds.

That's not a problem. We will just have to move quickly. Please reach out as soon as you can so we can determine your eligibility.